Financial Advice Scenario Examples
Example 1
You:
I’m 35 with $150000 in super. I earn $100k pa, and would like to retire at age 60, on roughly the same income. What can I do?
Example 2
You:
“I’m 30, with a combined annual income of $120,000. I already own a home worth $500,000 with a mortgage of $300,000. I’m thinking about investing in both property and shares but am unsure of the right balance between the two. What are the risks and benefits of each, and how should I structure my investments for long-term growth?”
Example 3
You:
“I’m self-employed, earning $250,000 per year. I have a small business with expenses of $80,000 annually. I’m looking to reduce my tax burden legally. What strategies can I use to minimize taxes, including potential superannuation contributions, business deductions, or any other strategies that might be available to me?”